About the Founders

Microcredit Company “Mol Bulak Finance” is a young and ambitious team of professionals with extensive experience in micro-credit.

The Company started its growth from entirely local resources. Today, it grows and attracts foreign investments. The Company is a leader in the employment of modern techniques in management and its approaches to microfinance in local conditions.

Currently the Company works in all regions of Kyrgyz Republic, including remote and mountainous areas. It serves more than 44 thousand clients out of 60 offices in different parts of the country.
From the moment of its inception Mol Bulak Finance is a socially oriented Company. Its business philosophy includes responsible lending and positive impact on communities where the Company operates, creating of opportunities for women-clients and women-employees and environmental sustainability.

Mol Bulak Finance is customer-oriented and highly qualified company that enjoys trust and respect of its customers and partners.

Microfinance Company “Bai-Tushum and Partners”

For 10 years of successful work Company has accumulated a large positive experience which is actively being applied in its credit activities. This experience has allowed it to achieve the status of one of the leading effective run microfinance institutions not only in Kyrgyzstan but in the Central Asia. Thus, presently, under the data of Association of Microfinance Organizations and according to the totals of the 1st quarter of 2010 Company holds 25% of the total volume of the Kyrgyz Republic Microfinance Organizations loan portfolio.

Today Company’s loan portfolio continues growing as well as its client’s number. This was conditioned by constant work on improvement of loan products, effective marketing policy and broadening of the branch network. Branch network of the Company is being increased year by year having at its disposal today 7 branches and 40 offices. This allows the Company to promptly render services in all the key and remote regions of the country. It should be noted that loan services are simple and differentiated, among which: loan for business and trade development, production, agriculture, field husbandry, animal breeding, leasing, mortgage, consumer loans and loans for development of business abroad.

Formed in 2002, “Kalikova & Associates” law firm has rapidly grown into one of the leading law firms in Kyrgyzstan specializing in Business Law.

According to Chambers Global ( www.chambersandpartners.com ), the firm has a reputation as a reliable partner to many leading foreign companies, international organizations and diplomatic missions. Providing consultancies to clients the firm is guided by thorough analysis of current law in combination with economic, political and cultural trends in Kyrgyzstan. The firm tailors its services to meet the individual and specific needs of its clients. The firm focuses on providing high quality advice resulting in effective business decisions for its clients. The goals are to assist clients' businesses succeed and to promote business development in Kyrgyzstan.